Get step-by-step instructions on how to use mortgage origination and servicing tools. Youll also review business tax returns and learn the differences between the business structures. Firstly, you can select from our 16 off-the-shelf topics and we can run the webinar for your people or we can customise a webinar for you to cover exactly what you need.. Our clients like to use our existing webinar content and add a couple of sessions here . This short video will show you how Radian supports these transactions. This short video will define the LLPA, discuss the upcoming changes, and review ways for you to support your customers. Stay connected to the latest mortgage insurance news, trends and expert insights with timely email alerts. Session 3 - Evaluating Credit, Capacity, Capital & Collateral Training Resources - Enact MI Effective May 1st, the GSEs, Fannie Mae & Freddie Mac, have announced that there will be changes made to the loan level pricing adjustments, or LLPA, fees. MGIC's recorded tutorial videos are available on-demand and at no charge, offering the guidance you need, when you need it. Sharing your expertise via online webinars helps establish you as a trusted financial advisor to a wide audience. Our financial products are offered/underwritten by one or more of the following:Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation;Genworth Mortgage Insurance Corporation of North Carolina; Genworth Financial Assurance Corporation. Invite your attendees, plan your event logistics, and decide on a webinar promotion strategy. You will also be pointed to helpful resources that you can utilize. High demand and low inventory are driving purchase prices well above the list price. Our customer service team is here to help you and your family with claims or answer questions. Our digital library includes learning modules, videos, frequently asked questions, demos . Our new Timely Topics video can assist you in preparing for these changes. With guidance from an Essent facilitator, participants will learn to interpret the cadence with which a borrowers income is received and also practice calculating the base, monthly, qualifying income in nine separate exercises. Management Training Webinar Options. National Training Expand your skills and gain a competitive edgeon your time and in your preferred formatwith Radian's industry-leading training for mortgage professionals. ESSENTIAL. Intended Audience: new loan officers, processors and other mortgage operations professionals. Secondary Market - Genworth Financial both public and private, who On-Demand Learning - Radian Guaranty, Inc. Arch MI is excited to bring you this important information with industry professional Ginger Bell. Microsoft Teams webinars Meet with customers and coworkers from nearly anywhere. Navigating and Evaluating Personal Tax Returns, Audience:Loan Originators, Loan Processors and Underwriters. More and more loan files reflect different types of compensation. Today its essential to meet with borrowers virtually and show howhow to upload documents, review conditions or appraisals is important. Are you ready to discuss the Adjustable Rate Mortgage (ARM) option with your customers? Learn the mathematical formulas for five key ratios used to assess the risk associated with mortgage loans. In this mini-workshop we will discuss the basics of income calculation, including base, bonus, overtime and commission. We understand each Servicers unique business practices and are committed to helping Servicers maintain an up-to-date and accurate portfolio. Sagen offers professional development workshops that . Interest rates continue to rise to levels we have not seen in years. We offer over 400 webinars per year for bankers on compliance, BSA/AML, coaching, lending, bank call reporting and TRID - as well as hot topics on pandemic preparedness, Cares Act . Accessory Dwelling Units or ADU's are becoming more common in mortgage transactions, yet many are unaware of the specific guideline requirements for this type of property. Let us help you build, strengthen and educate your team. Learn more about all of the training courses Arch MI has to offer! Search Results - Enact MI Learn More. Webinars - Sagen Radian Guaranty Inc. can help lower the risk for lenders making these types of loans, thereby helping potential borrowers qualify on a new construction property. Forgot username or password? But after this 60-minute webinar, you'll be able read one like a pro. Defining common terms and theories, such as nonrecurring vs. recurring income or expenses, distributions and guaranteed payments, will help you develop a clearer picture of your self-employed borrower's income and financial standing. In this short video, we will demonstrate how to activate MI on a Borrower Paid Monthly (BPMI) with deferred premium. TRID Compliance Training | TRID Guidelines, Rules, Regulations Getting a mortgage is one of the most stressful things people go through. Genworth: Financial Solutions for Long Term Care Check the Status of Your Claim Now Login to track the status of your submitted claims and payments. PDF Live Webinars - Radian Guaranty, Inc. Fannie Mae has adjusted loan criteria and updated their systems to accommodate more borrowers without credit scores and help simplify the process for lenders, Residential appraisals continue to evolve. Learn how to put our powerful solutions to work for your business. The temporary buydown is making a comeback, but do you know how it works? Right now, you can know you're getting the right MI rate for your borrowers by quoting with MiQ. . By using our website, you agree to our use of cookies. Live webinar training is also designed to accommodate busy employees who wish to extend their knowledge in different areas during the workday. Understanding a Significant Derogatory Credit Event, Identify Credit Events in a Borrower's Mortgage File, Learn the Basics for Personal Video Marketing, Fannie Mae and Freddie Mac - Understanding Your Options, Fundamental Differences in Fannie Mae and Freddie Mac, Understanding Desktop Underwriter - Advanced Guidelines and Updates, Explore Conventional Loan Options to Determine Best Options, Learn about Ability to Repay (ATR) and Qualified Mortgages (QM), Help each person develop a personal code of ethics to use in the mortgage industry, Terminology Used in the Mortgage Industry, Understanding Credit Reports and Credit Scores, Basics of Credit Reports and Credit Scores, Verify if the Loan has a Home Equity Line of Credit, Introduction to the TILA-RESPA Integrated Disclosure (TRID), Review the TILA-RESPA Integrated Disclosures (TRID), Self-Employed Borrower Basics Part II - Partnership, S-Corp and Corporations, Examine Business Returns in Detail using the Cash Flow Analysis Method, From Action to Impact: Time Management for Originators, Identify Impactful Steps Over Busy Actions, Self-Employed Borrower Basics Part I - The Personal Tax Return, Business Income Concepts for Calculating Qualifying Income, Look at options to use Mortgage Insurance, A History of Mortgage Banking and Understanding of a Loan File, Understanding Desktop Underwriter (DU) - The Basics, Introduction to Fannie Maes Automated Underwriting System (AUS) Desktop Underwriter, An Overview of the Residential Loan Application (URLA), Complete and/or Review the Uniform Residential Loan Application, Understanding Loan Product Advisor - The Basics, Determine if a Borrower is in the US Legally for Mortgage Origination Purposes, How to Be Productive, Efficient And Valued, Appraisal Review: With Guidance for Rural Properties, Review Guidelines, Documentation Requirements, Best Practices and Issues Round, Overview of the Basics of Mortgage Insurance, Self-Employed Borrower Form 91 Part I - The Personal Tax Return, Calculate Income for Freddie Mac from Personal Tax Returns, How MCC Can be Used to Qualify Borrowers for HFA Loans, NAR 2022 Profile of Home Buyers and Sellers, Self-Employed Borrower Form 1084 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 1084 Part II - The Business Tax Return Webinar, Review and Calculate Miscellaneous Employment Income Webinar, Calculating Income - The Exercises Webinar, Review Schedule E - Rental Income Webinar, Understanding Desktop Underwriter - Advanced Guidelines and Updates Webinar, Understanding Loan Product Advisor - Advanced Guidelines and Updates Webinar, Review Schedule C - Sole Proprietor Webinar, Self-Employed Borrower Form 91 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 91 Part II - The Business Tax Return Webinar, Navigating Mutual Threats & Opportunities with your Realtor partners, Guide in understanding customers and their needs, Fannie Mae and Freddie Mae Year-End communications, Understanding the Basics of Freddie Mac's Refi Possible and Fannie Mae's RefiNOW, Fannie Mae and Freddie Mac's Low Income Refinance Options, Self-Employed Borrower Form 91 Part II - The Business Tax Return, Calculate Income for Freddie Mac for Partnerships and S Corporations, Including K-1 Income. This webinar was recorded on January 24, 2023. Loan Officer Resources - Enact MI Browse Classes CLASS CALENDAR In this session, Dr. Bruce Lund, founder of the top entrepreneur coaching business, 90-Day Sales Manager, can show you how to be a master at following up! During this session we will discuss what LPA reviews; the Importance of data integrity and we will highlight key areas of interest on the Feedback Certificate. More and, more loan files reflect different types of, compensation. At Sagen, our trained mortgage information specialists are here to answer your questions, provide more information on our value-added products and services, and help you with any other aspect of doing business with us. 60-Minute Session Webinar: What It Is, How It Works & How to Create One - Venngage The more familiar you become with typical secondary market guidelines, learn what valuation methods are available, and develop a deeper understanding of certain cautionary items that . 60-Minute Session Join "LinkedIn Whisperer" Brynne Tillman for session three of the "Mastering LinkedIn for Mortgage Professionals" series where shell uncover a crucial aspect of social selling. Training Resources Get instant access to the tools, guidance and training materials for our professional education courses. Understand and calculate basic types of borrower income, including second job and multiple job borrowers, contractual employees, base pay, overtime, and more. Our webinars feature international thought leaders presenting insight, ideas and advice. 90-Minute Session In addition to helping our employees with their training, leadership, and development needs, we also partner with various learning and development companies to help our employees drive their business performance. Find out why line items matter on a Schedule C! Our new training option offers brief, focused videos to increase your knowledge in 15 minutes or less! Learn how the Borrower-Paid Single Mortgage Insurance option works for borrowers and lenders. Contact - Sagen 6610 W. Broad St. Bldg. Instead, the loan is backed by private lenders, and its insurance is usually paid by the borrower. 10:00am (PT) Learn how to differentiate yourself from the competition and gain market share by becoming the best choice for mortgages among borrowers and Realtors. Learning & Development | Genworth Discover, the keys to having your best year ever, the most important (yet often missing) part of the formula for success, and disciplines you often dont think about. WITH RESPECT TO THESE MATERIALS AND THE RELATED TRAINING. In reviewing each section, you will develop a broader understanding of the appraisal and the Sales Comparison Approach. We have a history of valuing employee development at Genworth that is evident at every level in the organization. Residential appraisals continue to evolve. Audience:Loan Processors andJunior Underwriters. This training course will review basic concepts around property valuations, the various methods available to determine a property value, and key uses of property valuations. You may need to adjust your speaker volume. Your audience. Mortgage Fundamentals is an essential course for those newer to the mortgage industry. For example, in April 2020 alone, there was a reported 10% decline in self-employed individuals, causing a direct impact on your borrower . Friday: 9 AM - 6 PM ET. Discover how our homebuyer education program can connect you with more potential borrowers. Three keys to becoming a better listener. Learn the basics of applying Fannie Mae's & Freddie Macs conventional guidelines on rental income in qualifying for a mortgage. 30-Minute Session Increase your knowledge of fraud by understanding what defines it and how it impacts the mortgage industry. Our full-time trainers are mortgage industry experts. Find everything you need to succeed right here, whether it be training, lead generation or networking. 2, 8th Floor. It's not rocket science, so why can't this be you? Understanding Loan Product Advisor - Advanced Guidelines and Updates, Updated Policy or Underwriting Changes or Clarifications, How to Determine if a Borrower Qualifies for the Program and its Benefits, Learn How to Properly Calculate Assets and Reserves for Mortgage Loans, Understand Fannie Mae's HomeReady Loan Program, Best Practices in Avoiding Common Underwriting Errors, Review Common Mistakes and Learn How to Avoid Them, Review of Partnership Income Form 1065 with Schedule K1, Fannie Mae 1084, and Review the K-1, 1065 and Solvency Test, Verify Sufficient Funds to Close by Completing the Two Examples, Review Different Types of Income and the LES (Leaving & Earning Statement), Review and Calculate Miscellaneous Employment Income, Bonus, Overtime, Commissions, Seasonal Income, Unemployment, Temporary Leave, Review S-Corporation - Form 1120S and 1040 with W2 and K1. In this course, we will introduce the various business structures, the tax forms used to report business income and demonstrate how income flows from business to personal tax returns. Fine-tune your communication skills to improve sales performance. Intermediate - Mortgage professional that is comfortable with mortgage terminology and loan programs and has an understanding of the 1003 fields, AUS results, collateral types, basic documentation This hands-on course includes analysis for a CORPORATION (1120) using a cash flow analysis method. Tune into expert insights on your favorite podcast app. Led by our team of experienced educators, youll get hands-on, practical training on topics that are relevant to your everyday operations. For a first-time homebuyer, the process comes with a lot of unknowns. Reviewing and Understanding the Basics of Tax Returns, Audience:Loan Originators, Jr. Select Download Format Genworth Calculator And Quick Reference Guide Download Genworth Calculator And Quick Reference Guide PDF Download Genworth Calculator And Quick Reference Guide DOC Site is lenders, and enforceable mortgage insurance This comprehensive webinar takes you on a step-by-step review of the Partnership and S Corporation tax returns. Get easy access to National MI courses and our previously recorded webinars. Learning Center | Fannie Mae We'll review what each ratio represents, why and how it is used in an analysis and where and how it functions in the decision-making process. Customer Service & Support | Genworth 60-Minute Session Learn the basics of applying Fannie Mae's & Freddie Mac's conventional guidelines on rental income in qualifying for a mortgage. With guidance from an Essent facilitator, participants will practice calculating the eligible monthly qualifying income for four different variable income types. 2023 Genworth Financial, Inc. All rights reserved. The mortgage industry is starting to see the documentation reflecting those impacts in loan files. Gain industry knowledge and essential skills from the experts at MGIC, the industry's leading mortgage insurance authority.